Most captains learn on the water.
Capt. Harris Scruggs of Triple B Charters built a business on it.
He started fishing creeks and bays around Panama City Beach after school.
By 20, he was deckhanding. At 25, he had his captain’s license — and he’s been running boats ever since.
Today, he runs a 42’ charter out of Panama City Beach, guiding clients through one of the most versatile fisheries on the Gulf:
🛥️ Inshore redfish and trout
🌊 Beachfront tarpon and sharks
⚓ Offshore snapper and grouper — sometimes all in the same day
In this episode of Chartering Growth, Harris shares what makes Panama City such a powerful home base, how he fished his way up from scratch, and what it really takes to build trust — one trip at a time.
🔥 Highlights & Timestamps
00:00 – Meet Capt. Harris Scruggs
Based in Panama City Beach. 10+ years running trips. No family legacy — just earned experience.
02:30 – Origin Story: From Creek Fishing to Captain’s License
Harris started fishing after school, deckhanded in college, and got his license at 25. He’s been at the helm ever since.
04:15 – Why Panama City Beach Works
One of the few places where you can chase redfish, tarpon, sharks, and snapper — without trailering or running 60 miles out.
07:45 – Running Offshore on a Big Boat
His 42′ boat gives him flexibility. He can fish comfortably inshore or offshore, which keeps his calendar full even in shoulder seasons.
10:20 – Client Stories & Favorite Catches
Kids catching first redfish, sharks in 4 feet of water, and tarpon runs that leave you grinning for days.
13:00 – Advice to New Captains
Start on the deck. Learn the water. Stay humble. No shortcuts.
15:30 – What’s Ahead for Triple B
Keep growing, keep fishing, and keep it personal. Harris isn’t chasing a fleet — he’s chasing quality.